Sadly, over 30 million Americans still drive without insurance. If you’ve been in an accident with one of these unsafe drivers, you may be wondering what to do next.
The good news is that you’re not alone. Unfortunately, insurance companies label these drivers as the most unsafe on the road. Luckily, you can protect yourself when behind the wheel or on foot.
Read on to learn about steps to take after an accident with an uninsured driver.
1. Don’t Panic Instead Gather Information
If you are involved in an accident with an uninsured driver, do not panic. Instead, gather information about the accident and the other driver.
Try to get the other driver’s name, address, phone number, and insurance information. You should also get the names and contact information of any witnesses to the accident.
If possible, take pictures of the accident scene and the damage to your vehicle. Once you have this information, you can file a claim with your own insurance company.
Before filing a claim, make sure you hire a reliable lawyer as there are a lot of car accident laws. Check some directories online to learn more about heritage accident lawyers.
2. Call The Police When You Encounter an Uninsured Driver
It is important to take a few steps to ensure that you are protected. The next thing you should do is call the police.
Even if the accident is minor, you’ll want to make a police report. This will ensure that a report is made and that you have a record of the accident. The police will investigate the accident and collect evidence from both drivers.
3. Seek Medical Attention
Take the necessary steps to ensure your safety and well-being. One of the most important things to do is to seek medical attention, even if you feel fine.
This is because some car accident injuries, such as whiplash, may not present themselves immediately. By seeing a medical professional, you can get a thorough evaluation and ensure that any injuries are properly treated.
4. Contact Your Insurance Company
It is also essential to contact your insurance company. Your insurance company will likely have a process for handling claims involving uninsured drivers.
You will need to provide them with the details of the accident, including the date, time, and location, as well as the name and contact information of the other driver.
Your insurance company will determine if you are eligible for uninsured motorist coverage and will provide you with instructions on how to proceed.
They may contact the other driver’s insurance company to resolve the claim.
5. Avoid Accidents With Uninsured Drivers in The Future
After an accident with an uninsured driver, it is important to take the following steps: file a police report, exchange insurance information with the other driver, take photos of the damage and see a doctor if you are injured.
If you have any questions, be sure to contact an experienced personal injury lawyer.
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